This is an article which I found interesting in the star paper by Joyce Chuah CEO of Success Concepts Life Planners . Well the gist of the article is as follows :
1) Drink water. Stop ordering designer coffee. H20 or sky juicy is one of the best drinks which is FREE and plenty so why waste money on buy anything other than that. Train your kids to bring water container from the house. Do not leave water whenever you leave the house !
2) Batch your errands. Always have a shopping list. I would like to add that you should visualize your trip to do your errands because in that manner you will know the best and shortest route to take thus helping in reduce fuel !
3) Stay home more. Spend time with your family. This is so true. Calling home is not the same as being there with the person !
4) Do it yourself. Learn to be a handy man or woman. This is very true because when times are bad, one need to equip oneself at being able to handle multiskilling.
5) Travel on budget. Budget travels can be fun. Yeah from AirAsia to Malindo air and Tiger Air and lots more in which you have a choice. The destination is the same but the manner you arrive may vary.
6) Use less cell phone. Optimise on free messaging services. Well this is the trend. With lots of application one is a fool not to use them to make such calls
7) Eat out less except weekends. This I have personally been doing for a couple of years now and loving it !
8) Bag lunch to work. It is healthier and more cheaper.. with drinks and food item getting more and more expensive by the day, I personally suggest this. I do get a craving for drinks like Milo so i get them in bulk and make them at home !
9) Find Frugal exercise like walking..I am into gym and my payment is only rm2.00 per day in a month so i am not so concern about that.
10. Stop clubbing which I never liked and did as i see it a waste of money and time!
Well some tips to save money and be more frugal in 2014
